Terms & Conditions

Terms & Conditions

Last Updated: December 9, 2025

Welcome to Global Finance English Hub (“we,” “our,” “us”). By accessing this website, booking a consultation, enrolling in a coaching program, or purchasing any course, digital product, or service, you (“client,” “you,” “your”) agree to be bound by the following Terms and Conditions, including our Privacy Policy and Refund Policy outlined below.

Please read this document carefully before using our services.

1. Services Provided

Global Finance English Hub provides professional communication training and educational services for non-native English-speaking finance professionals, including but not limited to:

  • Business and professional English coaching

  • Executive interview preparation

  • Workplace communication training

  • Self-paced courses

  • Digital products and templates

  • Live masterclasses and bootcamps

All services are educational in nature and intended for professional development purposes only.

2. Coaching Services

All coaching sessions are delivered online via video conferencing platforms such as Zoom. Sessions may include live coaching, mock interviews, presentation practice, email review, structured exercises, feedback, and assignments.

Coaching services do not constitute therapy, counseling, legal advice, financial advice, or job placement services.

3. Free Consultations

Free consultations may be offered to assess client needs and determine program suitability. These consultations are not coaching sessions and do not include document editing, mock interviews, or personalized training.

Booking a consultation does not guarantee acceptance into a program. We reserve the right to decline services if we determine the engagement is not a suitable fit.

4. Payment Policy

Full payment is required prior to the delivery of any coaching service, course, digital product, or program unless otherwise stated in writing.

Payment instructions and available payment methods will be provided during enrollment or consultation. No sessions or access will be granted until payment is received in full.

All prices are subject to change at any time without prior notice.

5. Scheduling, Rescheduling & Attendance

Clients are responsible for scheduling sessions through the designated booking system.

Rescheduling requires at least 24 hours’ notice. Requests made with less than 24 hours’ notice may result in the session being forfeited.

Repeated rescheduling or missed appointments may result in the loss of scheduling privileges.

Failure to attend a scheduled session without notice will be considered a no-show, and the session will be deemed used without refund or rescheduling.

6. Refund Policy

Coaching Programs

All coaching programs are non-refundable unless explicitly stated otherwise in writing. Once a coaching program has begun, no refunds will be issued due to the personalized nature of the service and the preparation involved.

Digital Products & Courses

All digital products, including templates, PDFs, recordings, self-paced courses, and masterclass replays, are non-refundable. Access is granted immediately upon purchase.

Consultations

Consultations are offered at no cost. Missed consultations may be rescheduled at our discretion.

7. Client Responsibilities

Clients agree to:

  • Arrive on time and prepared for sessions

  • Participate actively and professionally

  • Complete assignments where applicable

  • Maintain a stable internet connection

  • Communicate respectfully at all times

Failure to meet these responsibilities may affect the quality and continuity of services.

8. Results Disclaimer

We do not guarantee specific outcomes, including employment offers, promotions, salary increases, or interview success. Results depend on individual effort, experience, market conditions, and external factors beyond our control.

We provide tools, strategies, and guidance; outcomes will vary.

9. Intellectual Property

All materials provided by Global Finance English Hub—including templates, scripts, videos, worksheets, recordings, and documents—are our intellectual property.

Materials may not be copied, shared, resold, distributed, or used for teaching or commercial purposes without prior written permission.

10. Privacy Policy

We respect your privacy and are committed to protecting your personal information.

Information We Collect

We may collect personal information you voluntarily provide, such as:

  • Name

  • Email address

  • Professional details

  • Booking and payment information

How We Use Your Information

Your information is used to:

  • Deliver services and digital products

  • Communicate with you about programs and updates

  • Improve our offerings and website experience

We do not sell or rent your personal information to third parties.

Confidentiality

Information shared during coaching sessions is kept confidential and will not be disclosed without consent, except where required by law.

Clients may not record sessions without prior written permission.

11. Website Use

By using this website, you agree not to:

  • Copy or distribute content without authorization

  • Use the site for unlawful or harmful purposes

  • Attempt to interfere with website functionality or security

12. Limitation of Liability

To the fullest extent permitted by law, Global Finance English Hub shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services, website, or materials.

13. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the website or services constitutes acceptance of the updated terms.